So you’ve popped the question, booked your venue, along with that fantastic function band Monotones! With weddings being an expensive occasion, should you fork out for insurance to cover it?

Wedding insurance is designed to protect you from losses should you need to claim. Only get wedding insurance should you be out of pocket should anything go wrong

  1. If the financial cost of rearranging is too much, then you might want to look at insurance.
  2. Insurance usually covers venue or supplier failure, not cold feet.
  3. Paying by credit card can give you some protection, but not to the level some insurance policies do.
  4. The sooner you buy your cover, the sooner you’re covered. Some policies allow you to purchase up to two years in advance.
  5. Keep a record of everything you book and keep receipts

Unfortunately, some suppliers have stopped selling new policies due to coronavirus and the risk of cancellation, for those that are still selling check the small print.